January 2009

Five...four...three..two.. one... 2009, Happy New Year!! As we start this new year, everyone's mind is on the state of the economy, housing, and healthcare. Then we start to think about making resolutions to address those concerns and the pressure begins. While making resolutions gives you a goal to look forward to, be mindful not to put too much stress on yourself to reach them. Start with baby steps--weight loss is a complete change of lifestyle habits. Twenty pounds will be easier to lose if you start with healthier eating choices and short walks. In your finances --save a few dollars where you can by taking your lunch instead of buying or pulling out old clothes to mix and match; a lot of previous fashion styles are coming back. In housing-- foreclosures are really on the rise; however, be careful of answering ads offering results that are definitely too good to be true. Before you know it the money you spend in fees will lead he equity in your home to be gone.

Resolutions give you an opportunity to look forward to new and better things. A new year is a good place to start. Consider these ideas, stay positive and only allow yourself a small amount of time to stress if you happen to get off track. Have a good year.